The federally approved suspension of Required Minimum Distributions (RMDs) for 2009 could allow you to benefit in a number of ways, one being tax related and another relating to investments, according to a recent article on Kiplinger.com.

In spite of the current economic climate, workers are still contributing to their 401(k) plans, according to a recent article in planadviser.com. The article noted that withdrawal rates and loan rates were in line with history. Although many participants have seen their accounts go down in the last year, they should regain those savings as long as they keep contributing, according to the article.

It has become increasingly popular in our current recession for companies to cut their employee 401(k) match in an effort to save money. While most employees in this situation are relieved to still have their jobs, the benefit loss puts a dent in their retirement portfolios. In a recent online article from USNews, it is reported that some 200 companies have announced plans to change or stop making contributions to their employees' 401(k)s or other defined benefit plans since June 2008.

Is your business’ retirement plan on the list as one of the most expensive fee-charging plans in the nation? New research lists the company retirement plans charging the highest fees conducted for US News from Brightscope, an independent data analysis firm. Brightscope analyzed more than 698 plans with more than $100 million in assets. The online article, which lists the top ten retirement providers with the highest fees, was provided by 401K Advisory, a registered investment advisor.

While many who followed the conventional wisdom of the importance of diversification in retirement planning saw their account balances fall in the past 12 months, that wisdom still holds true. According to CNNMoney.com, it is still important to allocate your account among different types of funds, not just one sector, since you never know each sector will perform. As this past year has demonstrated, your account will not always increase, but diversification will allow you to better handle volatility in the market.

Are you confused by the all the different types of retirement plans available for small businesses? While choice is a good thing, the variety of plans and what they offer can make one’s head spin. Retirementdictionary.com tries to help alleviate some of the confusion by offering a comprehensive reference chart that lists the different types of plans geared towards small businesses, what their requirements are, and the benefits of each.

There are many factors in favor of you continuing to contribute to your 401(k) retirement plan, according to a recent article posted on CNN Money.com, which include:

At NADART, we recognize the challenges small businesses face when trying to sponsor an affordable retirement plan for their employees. Small businesses no longer have to sacrifice quality for affordability. NADART introduced the Sub20 Retirement Plan this spring to specifically accommodate companies with 20 or fewer employees. For only $600 the first year, with an additional three-year tax credit for new plans, small businesses can easily sponsor a quality NADART retirement plan for their employees.